Key Highlights:
- Mother Mamta Singh and lover Mayank Katiyar murdered 25-year-old son Pradeep with hammer for opposing their relationship
- Four insurance policies worth ₹1.6 crore purchased in victim’s name over two years before murder
- Crime staged as road accident on Kanpur-Etawah highway; both accused arrested after police encounter
Opening Context
A shocking UP woman lover insurance murder case has exposed the depths of greed and betrayal in Uttar Pradesh‘s Kanpur Dehat district, where a mother conspired with her lover to kill her own son for insurance money. The heinous crime, which took place on October 26, 2025, involved 45-year-old Mamta Singh, her lover Mayank alias Ishu Katiyar, and his brother Rishi Katiyar, who collectively planned and executed the murder of 25-year-old Pradeep Sharma for a staggering ₹1.6 crore insurance claim.
कानपुर मे सगी माँ हीं डायन बन गई। प्रेमी संग चल रही अय्याशी को बरकरार रखने व बीमे की रकम 1.60 लाख ₹ हड़पने की चाह मे महिला ममता ने प्रेमी ऋषि कटियार व उसके भाई मयंक से बेटे प्रदीप की हत्या करा दी। बेटे की हत्या से पहले माँ ने 40-40 लाख की 4 बीमा पालिसी कराई. ताकि हत्या के बाद… pic.twitter.com/EYpupEaYoI
— Dinesh shukla (Journalist) 🇮🇳 (@Dinehshukla) October 30, 2025
This UP woman lover insurance murder case has sent shockwaves through the community, highlighting the disturbing trend of family members becoming perpetrators in insurance fraud crimes. The case demonstrates how personal relationships can turn deadly when financial greed takes precedence over blood relations, making this UP woman lover insurance murder case a stark reminder of the growing menace of insurance-related crimes in the state.
Criminal Conspiracy and Insurance Fraud Planning
The UP woman lover insurance murder case reveals a carefully orchestrated conspiracy that began taking shape over two years before the actual murder. Police investigations uncovered that Mamta Singh and her lover Mayank Katiyar had systematically purchased four separate insurance policies in Pradeep’s name, with a combined value of ₹1.6 crore. The insurance policies included individual coverage amounts of ₹4 lakh, ₹6 lakh, ₹8 lakh, and ₹15 lakh, with one policy featuring double claim benefits. Significantly, investigators discovered that while Pradeep had multiple policies, his brother had none registered in his name, clearly indicating the targeted nature of this UP woman lover insurance murder case.
The premiums for these policies were consistently paid by Mayank Katiyar, who had been in an illicit relationship with Mamta Singh following her husband’s death. Police found that contact details on the insurance policies were manipulated, with some containing Pradeep’s phone number while others listed Mayank’s contact information, demonstrating the calculated planning behind this UP woman lover insurance murder case.
Insurance Fraud Patterns in Uttar Pradesh
- Recent data shows insurance fraud accounts for 10-15% of total claims in India, with UP witnessing significant cases
- The Insurance Information Bureau identified 3 lakh potentially fraudulent life insurance cases involving ₹1.73 lakh crore over five years
- Similar organized insurance fraud rings have been operating across multiple states, with UP police filing 800-page chargesheets against insurance mafia
- Government data indicates ₹643 crore worth of fraudulent health insurance claims were rejected in FY 2024 alone
The Murder Execution and Cover-Up Attempt
The execution phase of this UP woman lover insurance murder case began when Pradeep Sharma returned home for Diwali holidays, creating the perfect opportunity for the conspirators to implement their deadly plan. On October 26, 2025, Mayank and Rishi Katiyar approached Pradeep under the pretext of taking him out for a dinner celebration, successfully luring him into their WagonR car. Once inside the vehicle, the brothers brutally attacked Pradeep with a hammer, striking his head multiple times until he died on the spot. In a calculated attempt to make this UP woman lover insurance murder case appear as a road accident, the perpetrators dumped Pradeep’s body on the Kanpur-Etawah highway near Balharamau village under Derapur police station jurisdiction.
The staging was meticulously planned to support their insurance claim narrative, with the accused hoping that authorities would classify the death as an accidental case rather than investigating it as a murder. However, the UP woman lover insurance murder case unraveled when Pradeep’s grandfather and uncle immediately suspected foul play and accused Mayank and Rishi of murder, despite Mamta Singh’s insistence that her son had died in a road accident.
Investigation Breakthrough and Arrests
The UP woman lover insurance murder case took a decisive turn when Derapur Circle Officer initiated a detailed investigation into what initially appeared to be a road accident. Police conducted thorough forensic analysis and found evidence contradicting the accident theory, including the recovery of the murder weapon – a hammer used to kill Pradeep. During the investigation phase of this UP woman lover insurance murder case, officers discovered multiple insurance policies and traced the financial motive behind the crime. The breakthrough came when police teams tracked down the accused brothers, leading to a dramatic encounter where Rishi Katiyar opened fire on the police team.
]In the retaliatory action, police shot Rishi in the leg and successfully arrested both brothers along with their illegal firearm and the WagonR vehicle used in the crime. Mamta Singh was subsequently arrested as the mastermind of this UP woman lover insurance murder case, with police confirming her role in planning and financing the insurance policies. The investigation revealed that the family had been troubled by Mamta’s relationship with Mayank, with Pradeep’s objections to their affair serving as the primary trigger for this UP woman lover insurance murder case.
Broader Context of Crime in Uttar Pradesh
Crime Statistics and Trends
According to the latest National Crime Records Bureau (NCRB) data, Uttar Pradesh’s overall crime rate stands at 335.3 cases per lakh population, which is 25% below the national average of 448.3. However, this UP woman lover insurance murder case highlights specific categories of crimes that continue to challenge law enforcement in the state. Recent NCRB statistics show that India witnessed 6.24 million registered cases in 2023, representing a 7.2% increase from the previous year.
The data reveals concerning trends in crimes motivated by financial gain, with insurance fraud cases becoming increasingly sophisticated across multiple states. In metropolitan areas of UP, including Lucknow, Kanpur, and Ghaziabad, crime rates have shown variations, with Lucknow recording 2,236 cases in 2023, including 98 murder cases. This UP woman lover insurance murder case falls into the category of financial crimes that have been rising steadily, particularly those involving organized conspiracies and family betrayal.
| Crime Category | UP Rate (per lakh) | National Average | Variance |
|---|---|---|---|
| Total Crimes | 335.3 | 448.3 | -25% |
| Crimes Against Women | 58.6 | 64.5 | -9.1% |
| Murder Cases | Part of violent crimes | 2.1 per lakh | State specific |
| Insurance Fraud | Growing trend | 10-15% of claims | Regional variation |
Final Assessment
This UP woman lover insurance murder case serves as a disturbing reminder of how financial greed can destroy the most fundamental human bonds, turning a mother into her son’s executioner. The systematic planning involved in this crime, from purchasing multiple insurance policies over two years to staging an elaborate cover-up, demonstrates the calculated nature of modern insurance fraud schemes.
With both primary accused now in custody and facing charges under multiple sections of the Indian Penal Code, this UP woman lover insurance murder case will likely serve as a precedent for similar financial motive crimes. The successful police investigation, despite the initial attempt to disguise the murder as an accident, showcases the improving forensic capabilities of UP police in handling complex criminal cases.
As insurance fraud continues to plague the Indian financial sector with estimated annual losses of ₹600-800 crore, cases like this UP woman lover insurance murder case underscore the need for enhanced verification processes and stricter monitoring of policy transactions. The tragic death of Pradeep Sharma stands as a testament to the devastating consequences when family bonds are severed by greed, making this UP woman lover insurance murder case a cautionary tale for society at large.
